FDIC publishes 2024 Risk Review

The Federal Deposit Insurance Corporation has published its 2024 Risk Review, which summarizes conditions in the U.S. economy, financial markets, and the banking industry.

The FDIC’s Risk Review is an annual publication and based on year-end banking data from the prior year. The 2024 Risk Review provides an overview of banking risks in 2023 in five broad categories: market risks that include funding and liquidity risks; credit risks in various portfolios including commercial real estate and consumer lending; operational risks; crypto-asset risks; and climate-related financial risks.  Monitoring these risks is among the FDIC’s top priorities. The report pays particular attention to risks that may affect community banks, as the FDIC is the primary federal regulator for most community banks and has a unique perspective on these institutions.

Read the 2024 Risk Review here.