Laws, Rules & Guidance
Laws, Rules and Guidance for NH Chartered entities.
Please note that we cannot provide legal advice or services.
Bulletins
- NHBDL-2018-01 Guidance on Senate Bill 91
- NHBDL-2012-01 Guidance on Executive Meeting Minutes
- NHBDL-2009-06 Parity and Acceptance of Public Deposits
- NHBDL-2009-04 Credit Unions – Declaring Dividends
General Orders
- Order of the Bank Commissioner pursuant to RSA 361-A:5, IV
- Money Transmitter Licensing Law Application to Debt Adjustment Services Licensees
Guidance
- Interpretation Re: Governmental Entity Liens and RSA 397-A
- Interpretation Re: Sharing Confidential Reports of Exams with Auditors under RSA 383:10-b
NH Banking Laws
Each year new laws are passed which amend current sections in the New Hampshire Revised Statutes Annotated (RSAs), insert new sections, reenact sections or repeal sections. The online versions of the RSAs do not immediately reflect these changes.
Title XXXI Trade and Commerce
Title XXXI-A Retail Installment Sales
- Chapter 361-A: Retail Installment Sales of Motor Vehicles
- Chapter 361-E: Guaranteed Asset Protection Waivers
Title XXXV Banks and Banking; Loan Associations; Credit Unions
- Chapter 383: Bank Commissioner
- Chapter 383-A: Bank and Credit Union Regulatory and Enforcement
- Chapter 383-B: Depository Bank Act
- Chapter 383-C: Trust Company Act
- Chapter 383-D: Family Trust Company Act
- Chapter 383-E: Credit Union Act
- Chapter 384-F: The New Hampshire International Banking Act
- Chapter 384-G: Regulation of Revolving Credit Plans
- Chapter 391: Uniform Common Trust Fund Act
- Chapter 395: Liquidation Under Supervision of the Bank Commissioner
- Chapter 396: Regulation, Conservation, and Reorganization Under Direction of the Bank Commissioner
- Chapter 397: Regulation of Banks in Emergencies
- Chapter 397-A: Licensing of Nondepository First Mortgage Bankers, Brokers, and Servicers
Title XXXVI Pawnbrokers and Moneylenders
Note: Pawnbrokers are licensed by the governing body of the cities and towns.
- Chapter 399-A: Regulation of Small Loans, Title Loans, and Payday Loans
- Chapter 399-B: Disclosure of Finance Charges
- Chapter 399-C: Lenders of Money
- Chapter 399-D: Debt Adjustment Services
- Chapter 399-E: Loan Scam Operators
- Chapter 399-G: Licensing of Money Transmitters
BAN Rules
- Ban 100 Organizational Rules
- Ban 500 Adoption under RSA 394-A Granting State Chartered Institutions Powers of Corresponding Federally Chartered Institutions
- Ban 700 Family Trust Companies
- Ban 800 Powers of Banking Organizations
- Ban 1104 Fidelity Coverage Requirements
- Ban 1107 Amendments to Bylaws
- Ban 1450 Collateralization of Public Deposits
- Ban 1800 Trust and Banking Companies