Consumer Credit Forms, Instructions & Laws

Forms, licenses, information on examinations and disposition fees.

What's New

Newly applying Mortgage Loan Originator applicants will be required to take and pass the National SAFE MLO test that will include a uniform state component. Additional information is available from the CSBS. If you have any questions, please contact the Licensing Department at 603-271-8675.
As of October, 2021 all Debt Adjusters, Retail Seller and Sales Finance and Small Loan Lenders must now apply through the NMLS for licensure. Visit the NMLS Site for more information.
National website available to consumers to verify information on Mortgage Companies, Branch Offices and Mortgage Loan Originators
Attention State Chartered Banks and Credit Unions
Read this information regarding the registration of your originators

Licensing of Mortgage Loan Originators

Mortgage Loan Originator filing available on NMLS
- NMLS instructions
- New Hampshire specific information

Licensing, Registration and Annual Report Instructions and Forms

Examinations

Standard Mortgage Banker / Broker Loan List Reporting Form
Standard Mortgage Servicer Loan List Reporting Form
Sales Finance Loan List Reporting Form
Standard Debt Adjuster Client List
Small Loan Lender Reporting Form
Commonly requested Examination documents:
- Mortgage Bankers, Brokers and Servicers: SES Information Requests are similar to other states and are based on the activity conducted by the licensee.
- Money Transmitter
- Sales Finance Company
- Small Loan Lender
- Debt Adjuster

Sales Finance Disposition Fee

361-A:8-a,III(c) - Disposition Fee Calculation for Balloon Contracts*:
- February 1, 2024 through January 31, 2025, the disposition fee shall not exceed $482.83
- February 1, 2023 through January 31, 2024, the disposition fee shall not exceed $466.95
- February 1, 2022 through January 31, 2023, the disposition fee shall not exceed $438.45
- February 1, 2021 through January 31, 2022, the disposition fee shall not exceed $409.77
- February 1, 2020 through January 31, 2021, the disposition fee shall not exceed $404.11
- February 1, 2019 through January 31, 2020, the disposition fee shall not exceed $395.02
- February 1, 2018 through January 31, 2019, the disposition fee shall not exceed $387.65
- February 1, 2017 through January 31, 2018, the disposition fee shall not exceed $379.68
- February 1, 2016 through January 31, 2017, the disposition fee shall not exceed $371.87
- January 1, 2015 through January 31, 2016, the disposition fee shall not exceed $371.61
- January 1, 2014 through December 31, 2014, the disposition fee shall not exceed $371.31
- January 1, 2013 through December 31, 2013, the disposition fee shall not exceed $365.82
- January 1, 2012 through December 31, 2012, the disposition fee shall not exceed $358.30
- January 1, 2011 through December 31, 2011, the disposition fee shall not exceed $347.19
- January 1, 2010 through December 31, 2010, the disposition fee shall not exceed $341.72
- January 1, 2009 through December 31, 2009, the disposition fee shall not exceed $343.09
- January 1, 2008 through December 31, 2008, the disposition fee shall not exceed $330.53
- January 1, 2007 through December 31, 2007, the disposition fee shall not exceed $321.53

*In January 2023, the New Hampshire Banking Department reviewed its position with respect to whether RSA 361-A:8-a, including whether the limitation on disposition fees set forth in RSA 361-A:8-a, III(c), applies to a motor vehicle lease, as defined in RSA 361-D:1, VII (“Motor Vehicle Lease”). Based on that review, the Department’s position is that a Motor Vehicle Lease does not automatically qualify as a “balloon retail installment contract” or “balloon contract” for purposes of RSA 361-A:8-a; consequently, a Motor Vehicle Lease is not automatically subject to the limitation on disposition fees set forth in RSA 361-A:8-a, III(c). If a Motor Vehicle Lease has a balloon payment feature, it may be subject to the limitation on disposition fees set forth in RSA 361-A:8-a, III(c), depending on the terms of the lease agreement.