Loans, mortgages, home and car buying
Information and resources pertaining to loans, mortgages, car buying and home buying.
Loans
- Understanding loan options from the Consumer Financial Protection Bureau, with information on loan terms, interest rates, loan types and more available here
Payday and title loans:
- Payday loans FAQ
- General information form the New Hampshire Attorney General's Consumer Sourcebook
- Department of Defense publishes final rules, August of 2007
Student loans:
- General information from the US Department of Education
- FDIC: Don't get schooled, educate yourself on student loans
- Understanding Federal Student Loans from studentaid.gov
- Types of student loans from Sallie Mae
- How financial aid works from studentaid.gov
Mortgages and buying a home
- US Dept. of Housing and Urban Development guide to buying a home
- Understanding home loan basics from Fannie Mae
New Hampshire Housing: Resources and education available here as well as the topics below.
- Homebuyer education
- Homebuyer education and financial counseling
- Live homebuyer seminars
- Mortgage calculators
- Homeownership library
Housing counselors and programs: APR, GFE, and LIBOR are just a few of the many mortgage terms to know and understand before you agree to buy a home. Please ask questions and consider getting help from a local housing counselor (See list below). Links to several helpful documents are also provided below.
- New Hampshire Housing Finance Authority, 603-472-8623
- New Hampshire Housing and Urban Development (HUD), Manchester, NH 603-666-7510
- Affordable Housing Education and Development Program (AHEAD)
Littleton, NH 603-444-1377 - Southwestern Community Services, Keene, NH 603-352-7512 ext 4294
- Community Home Solutions, Seabrook, NH 603-474-7449
- HOMEteam, Nashua, Concord, Manchester and Laconia 1-866-701-9097
Reverse mortgages:
- Reverse mortgage information from AARP
- New Hampshire Banking Department "Informative Guide to Reverse Mortgages" brochure
Foreclosure information and assistance
- Please visit the New Hampshire Banking Department page for Foreclosure information and assistance here.
- The New Hampshire Banking Department brochure "Foreclosure Information Guide
- Homehelpnh.org has information on a tenant's rights in foreclosure
Eviction information
- From the New Hampshire Judicial Branch, a video detailing the NH eviction process for both tenants and landlords: Navigating the New Hampshire Eviction Process | New Hampshire Judicial Branch (nh.gov)
Escrow
Buying a car
- The Federal Trade Commission has several documents that contain tips on car buying vs. leasing, negotiating the best deal, financing, getting the most out of warranties and service contracts, using gas efficiently, and avoiding repossession. Visit the FTC web site.
- The Consumer Financial Protection Bureau offers a guide to buying a car and securing a loan
- New Hampshire Banking Department "Helpful Tips for Buying a Car" brochure